The Motor Protection Plan has been developed to provide you with additional legal protection. Motor Protection Plan is a low-cost insurance policy which safeguards you against the effects of uninsured losses as a result of an accident that wasn't your fault.
Unfortunately, your current motor insurance policy may not cover you for some additional losses you could incur, such as policy excess or medical expenses (even if the accident is not your own fault).
The policy is underwritten by Allianz Insurance plc, one of the leading UK legal expenses providers.
Help is at hand from Allianz Insurance plc who have a team of experienced claims specialists to help seek compensation for these losses. It is your legal right to pursue compensation from the guilty party and, with legal expenses insurance up to £50,000 per claim, you can do this without being out of pocket.
Motor Protection Plan includes a number of benefits in addition to uninsured loss recovery:
Replacement car facility
Where the accident was clearly not your fault and you have full third party details, Motor Protection Plan can often provide a replacement vehicle.
Credit repair
With third party insurance, if you have an accident that is not your fault, Motor Protection Plan can arrange for repairs to be done to your vehicle immediately, at no cost to yourself. This means you don't have to wait until the other driver's insurance has been sorted out before your own vehicle is repaired.
*This optional extra is only valid for the period of motor insurance, even if taken out mid way through your policy and must be taken out to commence at the start of your renewal or if you change your vehicle.
No refund of premium is allowable upon cancellation after the initial 14 day cooling-off period. These notes cannot cover all eventualities. For full details of policy cover, terms, conditions and exclusions, please refer to the policy wordings.
If you upgrade your cover to Motor Protection Plan Plus, not only do you receive extra security and peace of mind, you receive the following additional benefits:
If your car is immobilised immediately following a motor accident within the UK, Motor Protection Plan Plus will supply, subject to availability, a replacement vehicle for the period of up to 72 hours. This is providing always that the hire period commences within two working days of the date of the accident.
You will only be charged for fuel costs and the Collision Damage Waiver. Insurance will be provided subject to compliance with the rental company's insurance criteria, and that a full and valid driving licence has been held for at least 12 months.
Legal expenses increased up to £75,000 per claim.
**This optional extra is only valid for the period of motor insurance, even if taken out mid way through your policy and must be taken out to commence at the start of your renewal or if you change your vehicle.
No refund of premium is allowable upon cancellation, after the initial 14 day cooling-off period. These notes cannot cover all eventualities. For full details of policy cover, terms, conditions and exclusions, please refer to the policy wordings.
It is a vehicle breakdown policy which covers anyone who is insured to drive your vehicle. In other words, your vehicle is covered provided the drivers are insured under your policy.
No, all policies include cover for breakdown, accident, fire or theft/vandalism.
Please see the policy wording for full details of the cover.
Breakdown cover is provided in the United Kingdom and European Union through Europ Assistance.
The UIA Policy is arranged and administered by UKFIS Limited which is authorised and regulated by the Financial Services Authority Firm number 307223. Registered in England number 2613429. Registered office: Prospect House, Gordon Banks Drive, Trentham Lakes North, Stoke on Trent ST4 4TW.